Impact of the Two-Child Benefit Cap on Families in the UK
The two-child benefit cap in the UK, effective since April 2017, restricts financial support for families with more than two children, increasing child poverty rates. Thea Jaffe from North London struggles to support her third child, while in Scotland, the Scottish Child Payment provides financial relief to families like Kirsty Murray’s. Despite calls to remove the cap, the UK government insists a broader strategy is needed to address child poverty effectively.
The two-child benefit cap, introduced by the Conservative government in April 2017, restricts financial support for families with more than two children.
Families like Thea Jaffe's in North London experience significant financial strain as her third child, Isaac, does not receive Universal Credit or Child Tax Credits.
Despite earning £43,000 a year, Thea finds it hard to make ends meet, especially with rising rents and the exclusion of benefits for additional children.
Research indicates that the policy has led to increased child poverty among larger families.
In contrast, the Scottish government’s Scottish Child Payment provides £26.70 a week per child, offering some financial relief.
Kirsty Murray from Cumbernauld benefits from this policy, which allows for small luxuries despite a limited family income.
The policy’s success in Scotland has reduced the need for foodbanks and is expected to prevent child poverty for 60,000 children.
However, the UK government maintains that scrapping the cap is unaffordable and emphasizes a multifaceted approach to tackling child poverty.